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	<title>Ascent Home Loans&#187; Santa Rosa Mortgages|Santa Rosa Home Loans|FHA|VA\Refinance</title>
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	<description>Home Loans Tailored To your Needs</description>
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		<title>Use $8000 Tax Credit For FHA Downpayment? Close But No Cigar</title>
		<link>http://ascentsantarosahomeloan.com/fha/use-8000-tax-credit-for-fha-downpayment-close-but-no-cigar/</link>
		<comments>http://ascentsantarosahomeloan.com/fha/use-8000-tax-credit-for-fha-downpayment-close-but-no-cigar/#comments</comments>
		<pubDate>Sun, 05 Jul 2009 21:38:50 +0000</pubDate>
		<dc:creator>sdov</dc:creator>
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		<guid isPermaLink="false">http://ascentsantarosahomeloan.com/?p=191</guid>
		<description><![CDATA[I’m sure many of you have heard over the past few weeks, or maybe even saw some of the advertisements touting that FHA will now allow First-time Home buyers to use the stimulus packages $8000 tax credit as a down payment for a home. As exciting as that may sound to the first-time home buyer, [...]]]></description>
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		<title>Competition Is Tough, Get Your Home Ready Now To Sell</title>
		<link>http://ascentsantarosahomeloan.com/fannie-mae/competition-is-tough-get-your-home-ready-now-to-sell/</link>
		<comments>http://ascentsantarosahomeloan.com/fannie-mae/competition-is-tough-get-your-home-ready-now-to-sell/#comments</comments>
		<pubDate>Tue, 22 Jan 2008 21:13:55 +0000</pubDate>
		<dc:creator>sdov</dc:creator>
				<category><![CDATA[FHA]]></category>
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		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Renovate]]></category>
		<category><![CDATA[Selling A Home]]></category>
		<category><![CDATA[Stimulus Package]]></category>
		<category><![CDATA[bright colors]]></category>
		<category><![CDATA[closing costs]]></category>
		<category><![CDATA[color schemes]]></category>
		<category><![CDATA[conforming loan limit]]></category>
		<category><![CDATA[home makeover]]></category>
		<category><![CDATA[home warranty]]></category>
		<category><![CDATA[incentives]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[living room]]></category>
		<category><![CDATA[multitude]]></category>
		<category><![CDATA[neutral color]]></category>
		<category><![CDATA[refinances]]></category>
		<category><![CDATA[renovation project]]></category>
		<category><![CDATA[renovations]]></category>
		<category><![CDATA[several ways]]></category>
		<category><![CDATA[sledge hammer]]></category>
		<category><![CDATA[stimulus bill]]></category>

		<guid isPermaLink="false">http://ascentsantarosahomeloan.com/?p=113</guid>
		<description><![CDATA[With the passing of the stimulus bill now behind us, in a few short weeks Fannie Mae, Freddie Mac and FHA will release their new guidelines on loans above the conforming loan limit of $417,000.  Although this will help to stimulate refinances and home sales, there are two things that homeowners must consider.  The first [...]]]></description>
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