Posts Tagged ‘borrowers’
The Housing Slump Is Over! What?
October 6th, 2009
What? Haven’t you heard that the housing slump is over with? You must be seeing the same news reports I am? News reporters expounding that both the new and pending home sales are up. Come on everybody let’s jump in now before it is too late! For the past few months that’s all the news Read the rest of this entry »
Posted in Foreclosure, Purchase A Home | 
Tags: august 1, borrowers, california real estate, common sense, darn minute, default, first time buyer, Foreclosure, foreclosures, home owners, home prices, households, housing slump, human nature, matter of fact, monthly payments, new home sales, news media, news reports, notice of default, pending home sales, perspective, Purchase A Home, rd quarter, real estate, reality check, realtor, realty check, truth | 
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Refinancing At Low Interest Rates Coming To An End
May 15th, 2009
Many potential borrowers have been hearing encouraging news lately in regards to the real estate market. In fact, today the numbers were released for construction spending and pending home sales showing Read the rest of this entry »
Posted in Interest Rates, Loan, Mortgage, Refinance |
Tags: bernake, billions, borrowers, economic indicators, encouraging news, fed chairman, fed funds rate, federal reserve, feds, geither, higher interest rates, hype, inflation, infusion, Interest Rates, joint economic committee, lows, mortgage backed securities, oversight committee, rapid pace, sidelines, sixes, treasury secretary, trillions |
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Why Not Wait To Refinance Or Purchase A Home
January 22nd, 2009
Every month the mortgage industry and also the federal government report on whether mortgage applications have increased or decreased. Since the government has started purchasing loans, interest rates have fallen Read the rest of this entry »
Posted in Interest Rates, Loan, Mortgage, Purchase A Home, Refinance, Stimulus Package, Tarp |
Tags: 30 year fixed, acquisitions, anticipation, banks, borrowers, bottom lines, chief executives, credit cards, daily basis, dream home, federal government report, governments, high interest, inflation, Interest Rates, lenders, lending institutions, losses, lower interest rates, mortgage applications, mortgage industry, option arm mortgages, Tarp, what this means |
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Fed Intervention Lowers Interest Rates
December 10th, 2008
Many of you may remember when the Fed issued the statement that they would be taking over Fannie Mae and Freddie Mac that interest rates dropped 5/8 to 3/4 of a point overnight. That had been a drop Read the rest of this entry »
Posted in Fannie Mae, Freddie Mac, Interest Rates, Loan, Mortgage, Purchase A Home, Refinance |
Tags: adjustable interest rate, borrowers, current rates, different story, fannie freddie, Fannie Mae, fannie mae and freddie mac, Freddie Mac, gnma, good time, housing market, Interest Rates, mortgage backed securities, perfect home, Purchase A Home, Refinance, refinancing |
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Mortgage Credit Card Fraud What Could It Hurt?
November 18th, 2008
Everyday one can’t pass a TV or newspaper stand without seeing a story on the spiraling economy, home prices, or employees losing their jobs. You hear it on the radio, standing in line for a coffee and even Read the rest of this entry »
Posted in Credit Score, Loan, Mortgage, Mortgage Fraud |
Tags: 401k, bankruptcy, borrowers, businessmen, child support, coffee, collection accounts, consequences, credit card bills, credit card payments, dire straights, economy, Foreclosure, fraud, frustration, interest rate, lifetime, Loan, loans, local restaurant, lunch, mortgages, possible solution, stock investments, tax leins, telling the truth |
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Mortgage Interest Rates Fall-For Now
September 28th, 2008
Over the past year, there have been numerous failures in the banking and lending industries. Even the government tried with it’s own feeble attempts to Read the rest of this entry »
Posted in FHA, Housing Recovery Act, Interest Rates, Loan, Mortgage, Purchase A Home, Refinance, Stimulus Package |
Tags: billions of dollars, borrowers, Credit Score, debt to income ratio, Fannie Mae, fannie mae and freddie mac, feeble attempts, fhasecure, fixed rate, Freddie Mac, housing market, instances, interest rate, ltv, mortgage interest rates, option arm loans, takeover |
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Locking Or Floating A Loan
April 25th, 2008
Over the past few months, I have had the same recurring questions from borrowers in regards to what is meant by locking or floating a loan. Both principles are pretty straight forward and Read the rest of this entry »
Tax Tips For The Homeowner
March 27th, 2008
With less than 30 days left until April 15th, many homeowners are scrambling to get their paperwork together for their tax preparer appointment. In all the frustrated and anxiety filled moments before the meeting, many homeowners may forget Read the rest of this entry »
Posted in Loan, Mortgage, Purchase A Home, Refinance, Tax Tips |
Tags: adjusted gross income, borrowers, extra insurance, home mortgage, income tax, income taxes, insurance premium, january 1, lenders, ltv, mortgage interest, oan, paperwork, pmi private mortgage insurance, private mortgage insurance, real estate taxes, restriction, tax adviser, tax deductions, tax preparer |
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Time To Refinance With The Coming Changes In FHA?
December 12th, 2007
The Senate has recently passed Senate Bill S 2338 which changes dramatically the structure of the standard FHA program. In recent years FHA programs have not been used to any extent here Read the rest of this entry »
Posted in Credit Score, FHA, Fannie Mae, Freddie Mac, HUD, Interest Rates, Loan, Mortgage, Purchase A Home, Refinance |
Tags: adjustable rate mortgages, borrowers, competitive interest rates, conforming loan limits, extent, extenuating circumstances, Fannie Mae, fannie mae and freddie mac, federal government, fha loan limit, fha loans, fha program, fha programs, Freddie Mac, lenders, median home prices, s market, senate bill |
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No Hope For The Hope Now Program
October 20th, 2007
As we sit and wait for what appears to be the Senate putting the FHASecure program on the back burner, we once again have the government, namely the Treasury Secretary traipsing out in front Read the rest of this entry »
Posted in FHA, Loan, Loan Modification, Mortgage, Refinance, Sub-Prime |
Tags: alliance members, borrowers, case basis, fhasecure program, Foreclosure, guess, Interest Rates, lenders, lessor, loan agreement, Loan Modification, loan payments, loan servicer, mortgage service, news media, repayment plan, standard solution, superheros, treasury secretary, verge |
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