First Time Home Buyer
You have saved and dreamed of the day when the keys are placed in your hand to your first home. Even though becoming a first time home buyer is exciting, does it have to be a daunting experience also? Not when you use a first-time home buyer expert.
There are many new things to learn and decisions to make when searching for a new home. One of those decisions is finding a lender that will take the time to explain and guide you through the entire loan process. Remember, not all lenders have the expertise to qualify a first time home-buyer. Some just do not want to take the time. At Ascent Home Loans, we take the time to speak with our clients and more importantly listen to them. There is nothing more satisfying then watching a first-time home-buyer receive their first set of keys to their new home. That’s why we work hard to get all our first-time home-buyers approved and closed.
First-Time Home Buyers can apply today @ 707-494-8532 or 877-392-0674
What most first-time home-buyers are concerned with are their
credit score and down payment. At Ascent Home Loans we offer numerous programs designed specifically for the first time home buyer. Although lately the news has touted the end to borrowers being approved for a loan without stellar credit scores, both FHA and VA loans were created just for those types of borrowers who could afford to purchase a home, but did not have the high credit scores needed to approve for a standard conforming loan. So before you begin to worry whether you can qualify for a loan, call today for a free pre-qualification.
If a lack of a 20% down payment concerns you, Ascent Home Loans is an approved FHA lender which allows the first-time home-buyer 96.5% financing and the seller to pay up to 6% of the closing costs. Are you a military veteran? Then you may qualify for a VA loan that still allows for 100% financing.
As a first-time home-buyer expert, feel free to call our Branch Manager Scott Dovala at 707-494-8532 or 877-392-0674 for a free pre-qualification, or just to learn more about the great first-time home-buyer programs Ascent Home Loans has. If you prefer, you can also email Scott with your questions by clicking Scott Dovala Branch Manager.