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	<title>Ascent Home Loans&#187; Santa Rosa Mortgages|Santa Rosa Home Loans|FHA|VA\Refinance</title>
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	<description>Home Loans Tailored To your Needs</description>
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		<title>Fannie Mae Refinance Loan Program To Help Borrowers</title>
		<link>http://ascentsantarosahomeloan.com/fannie-mae/fannie-mae-refinance-loan-program-to-help-borrowers/</link>
		<comments>http://ascentsantarosahomeloan.com/fannie-mae/fannie-mae-refinance-loan-program-to-help-borrowers/#comments</comments>
		<pubDate>Tue, 28 Apr 2009 19:51:21 +0000</pubDate>
		<dc:creator>sdov</dc:creator>
				<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Home Affordable Act]]></category>
		<category><![CDATA[Housing Recovery Act]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Purchase A Home]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://ascentsantarosahomeloan.com/?p=177</guid>
		<description><![CDATA[For many borrowers it has been a long and hard road over the past months to try to refinance their homes. Credit has been tight, mortgage companies are making it harder every day to qualify for a loan, and some borrower&#8217;s mortgages are more than their homes are worth.  Now there may be some relief [...]]]></description>
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		<title>Mortgage Interest Rates Fall-For Now</title>
		<link>http://ascentsantarosahomeloan.com/fha/mortgage-interest-rates-fall-for-now/</link>
		<comments>http://ascentsantarosahomeloan.com/fha/mortgage-interest-rates-fall-for-now/#comments</comments>
		<pubDate>Sun, 28 Sep 2008 18:50:29 +0000</pubDate>
		<dc:creator>sdov</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[Housing Recovery Act]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Purchase A Home]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Stimulus Package]]></category>
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		<category><![CDATA[borrowers]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[debt to income ratio]]></category>
		<category><![CDATA[Fannie Mae]]></category>
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		<category><![CDATA[feeble attempts]]></category>
		<category><![CDATA[fhasecure]]></category>
		<category><![CDATA[fixed rate]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[instances]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[ltv]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[option arm loans]]></category>
		<category><![CDATA[takeover]]></category>

		<guid isPermaLink="false">http://ascentsantarosahomeloan.com/?p=154</guid>
		<description><![CDATA[Over the past year, there have been numerous failures in the banking and lending industries. Even the government tried with it&#8217;s own feeble attempts to help borrowers with several failed programs such as Hope Now and FHASecure. Who would have thought that the government taking over Fannie Mae and Freddie Mac would actually be the first thing to help borrowers [...]]]></description>
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		<title>Who Knew VA Had A Jumbo Loan?</title>
		<link>http://ascentsantarosahomeloan.com/conforming-loan/who-knew-va-had-a-jumbo-loan/</link>
		<comments>http://ascentsantarosahomeloan.com/conforming-loan/who-knew-va-had-a-jumbo-loan/#comments</comments>
		<pubDate>Fri, 05 Sep 2008 18:43:50 +0000</pubDate>
		<dc:creator>sdov</dc:creator>
				<category><![CDATA[Conforming Loan]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Housing Recovery Act]]></category>
		<category><![CDATA[Jumbo Loans]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Purchase A Home]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Stimulus Package]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[100% LTV]]></category>
		<category><![CDATA[adjustable loan]]></category>
		<category><![CDATA[army]]></category>
		<category><![CDATA[army.navy]]></category>
		<category><![CDATA[congress senate]]></category>
		<category><![CDATA[economic recovery act]]></category>
		<category><![CDATA[first time home]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[guaranty]]></category>
		<category><![CDATA[hoopla]]></category>
		<category><![CDATA[jumbos]]></category>
		<category><![CDATA[loan limits]]></category>
		<category><![CDATA[loan program]]></category>
		<category><![CDATA[loan programs]]></category>
		<category><![CDATA[marine]]></category>
		<category><![CDATA[money down]]></category>
		<category><![CDATA[national guard]]></category>
		<category><![CDATA[navy]]></category>
		<category><![CDATA[time home buyers]]></category>
		<category><![CDATA[va jumbo loan]]></category>
		<category><![CDATA[zero down payment]]></category>

		<guid isPermaLink="false">http://ascentsantarosahomeloan.com/?p=148</guid>
		<description><![CDATA[There has been much hoopla about the changes that have been made for the past year in regards to Fannie Mae, Freddie Mac and FHA. Freddie and Fannie have created Agency Jumbos along with FHA creating it&#8217;s own FHA Jumbo loan program. Loan limits have been raised to help struggling borrowers refinance out their adjustable [...]]]></description>
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