Archive for the ‘Fannie Mae’ Category
Fannie Mae Refinance Loan Program To Help Borrowers
April 28th, 2009
For many borrowers it has been a long and hard road over the past months to try to refinance their homes. Credit has been tight, mortgage companies are making it Read the rest of this entry »
Realize You Must Seize the Day
February 26th, 2009
“Seize the day, and put the least possible trust in tomorrow.”
Horace quotes (Ancient Roman Poet. 65 BC)
The above words were never more true in today’s mortgage climate. As I mentioned in my previous blog, “Refinance and Purchase Why Not Wait?”, I explained why it was not wise to wait to Read the rest of this entry »
Posted in Credit Score, Fannie Mae, Freddie Mac, Interest Rates, Loan, Loan Process, Mortgage, Purchase A Home, Refinance, Stimulus Package | 
Tags: 3 years, ancient roman poet, banking system, climate, congress, credit report, economic crisis, Fannie Mae, fence, Freddie Mac, freddie mac underwriting guidelines, horace, instances, interest rate, lenders, loan application, loan officer, necessary documentation, rate quotes, senate, Stimulus Package | 
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Fed Intervention Lowers Interest Rates
December 10th, 2008
Many of you may remember when the Fed issued the statement that they would be taking over Fannie Mae and Freddie Mac that interest rates dropped 5/8 to 3/4 of a point overnight. That had been a drop Read the rest of this entry »
Posted in Fannie Mae, Freddie Mac, Interest Rates, Loan, Mortgage, Purchase A Home, Refinance |
Tags: adjustable interest rate, borrowers, current rates, different story, fannie freddie, Fannie Mae, fannie mae and freddie mac, Freddie Mac, gnma, good time, housing market, Interest Rates, mortgage backed securities, perfect home, Purchase A Home, Refinance, refinancing |
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Who Knew VA Had A Jumbo Loan?
September 5th, 2008
There has been much hoopla about the changes that have been made for the past year in regards to Fannie Mae, Freddie Mac and FHA. Freddie and Fannie have created Agency Jumbos along with FHA creating it’s own FHA Jumbo loan program. Loan limits have been raised to Read the rest of this entry »
Posted in Conforming Loan, FHA, Fannie Mae, Freddie Mac, Housing Recovery Act, Jumbo Loans, Loan, Mortgage, Purchase A Home, Refinance, Stimulus Package, VA |
Tags: 100% LTV, adjustable loan, army, army.navy, congress senate, economic recovery act, Fannie Mae, FHA, first time home, first time home buyers, Freddie Mac, guaranty, hoopla, Jumbo Loans, jumbos, loan limits, loan program, loan programs, marine, money down, national guard, navy, Stimulus Package, time home buyers, VA, va jumbo loan, zero down payment |
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The VA Loan-The Runt Of The Litter
July 22nd, 2008
Over the past year since the mortgage and housing implosion has started, we have only heard about Fannie Mae this and Freddie Mac that. Mortgage companies have come and gone, some deservedly. Fannie, Freddie and FHA maximum loan limits have been adjusted upwards thanks to Read the rest of this entry »
Posted in FHA, Fannie Mae, Freddie Mac, Loan, Mortgage, Purchase A Home, Refinance, Stimulus Package, VA |
Tags: 100% LTV, active duty military personnel, adjustable mortgage, army, congress senate, earnest money deposit, fannie freddie, Fannie Mae, FHA, fhasecure, first time home buyer, Freddie Mac, implosion, loan limit, loan limits, loan loans, loan program, marine, maximum loan, mortgage companies, national guard, navy, necessary money, private mortgage insurance, Stimulus Package, time home buyer, VA |
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Who Exactly Sets The Interest Rates?
June 11th, 2008
Over the past few months I have had both current clients and potential clients calling and asking why haven’t the interest rates dropped more. “The Fed Funds Rate is really low.” “How long will it take for mortgage rates to go down ?” “I’m going to wait a little longer, I know they will Read the rest of this entry »
Posted in Conforming Loan, Fannie Mae, Freddie Mac, Interest Rates, Jumbo Loans, Loan, Mortgage |
Tags: 10 year treasury, chicago board of trade, conforming loan limit, conforming mortgage, Fannie Mae, fannie mae and freddie mac, fed funds rate, federal reserves, Freddie Mac, hand signals, initial rates, jumbo loan, jumbo market, jumbos, loan range, money supply, mortgage interest rates, mortgage rates, Stimulus Package, term mortgage |
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Competition Is Tough, Get Your Home Ready Now To Sell
January 22nd, 2008
With the passing of the stimulus bill now behind us, in a few short weeks Fannie Mae, Freddie Mac and FHA will release their new guidelines on loans above the conforming loan limit of $417,000. Although this will help to stimulate refinances and home sales, there are two things that Read the rest of this entry »
Posted in FHA, Fannie Mae, Freddie Mac, Loan, Mortgage, Renovate, Selling A Home, Stimulus Package |
Tags: bright colors, closing costs, color schemes, conforming loan limit, Fannie Mae, FHA, Freddie Mac, home makeover, home warranty, incentives, interest rate, living room, multitude, neutral color, refinances, renovation project, renovations, several ways, sledge hammer, stimulus bill |
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Time To Refinance With The Coming Changes In FHA?
December 12th, 2007
The Senate has recently passed Senate Bill S 2338 which changes dramatically the structure of the standard FHA program. In recent years FHA programs have not been used to any extent here Read the rest of this entry »
Posted in Credit Score, FHA, Fannie Mae, Freddie Mac, HUD, Interest Rates, Loan, Mortgage, Purchase A Home, Refinance |
Tags: adjustable rate mortgages, borrowers, competitive interest rates, conforming loan limits, extent, extenuating circumstances, Fannie Mae, fannie mae and freddie mac, federal government, fha loan limit, fha loans, fha program, fha programs, Freddie Mac, lenders, median home prices, s market, senate bill |
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